Your Customers Deserve Better Insurance.
We Make It Possible
From claims processing to real-time policy issuance, we deliver an insurance experience that builds long-term customer confidence.
Insurance That Works Where You Work
From Marketplace to Mobile Wallet - We’ve Got You Covered
Serve your customers insurance products directly within your app or POS, boosting engagement and trust instantly
Speed Meets Security
Launch Fully Compliant Insurance in Days, Not Months
Pre-built, regulator-ready modules ensure faster go-live and peace of mind for fintechs, banks, and marketplaces.
Insurance. Embedded. Everywhere
From Micro to Mega Policies - All in One Stack
Whether it’s micro-insurance for gig workers or enterprise risk coverage, Netapps IaaS adapts to your market.
Local Insight, Global Standards
Nigeria-Ready. Africa-Ready. Future-Ready
Built to match global tech standards while navigating local compliance and market realities.
Turn Trust into Revenue
Insurance That Pays Back
Deepen loyalty and create new revenue streams by offering embedded protection your customers truly value.
Insurance-as-a-Service (IaaS)
Powering Digital Insurance Distribution Across Africa
Netapps Insurance-as-a-Service (IaaS) is a cloud-based, API-driven insurance engine that enables fintechs, banks, e-commerce platforms, ride-hailing companies, agent networks, and other digital service providers to seamlessly embed, distribute, and manage insurance products within their own platforms. Built for Africa’s unique needs, Netapps IaaS combines world-class insurance aggregation technology with local execution, inclusion-driven pricing, and claims confidence - so your customers get the right cover, at the right price, without friction.
Core Features
API-Powered Integration
RESTful APIs to embed insurance products directly into your mobile app, web portal, or agent network systems.- Supports custom UI/UX integration to match your platform branding
Compliance & Security
- NDPR-compliant data handling.
- PCI-DSS certified payment processing.
- Licensed insurance partners and regulatory approvals.
Multi-Product Aggregation
- Access to a curated marketplace of insurance products:
Health Insurance- Bike Insurance
- Auto Insurance (Third Party & Comprehensive)
- Life Insurance
- Travel Insurance
- Device Protection
- Agriculture Insurance
- Home Insurance
- Fire Insurance
- Marine Insurance
- Commercial Insurance
- Property Insurance etc.
Instant Underwriting & Policy Issuance
- Real-time premium calculation, underwriting, and instant digital policy issuance.
- PDF policy documents and receipts delivered instantly via email, SMS, or WhatsApp.
Embedded Claims Management
- API endpoints for initiating, tracking, and settling claims.
- Integration with insurers’ claim systems for transparency and faster turnaround.
Agent & Merchant Support
- Dedicated portal for agents and offline merchants to onboard customers, sell policies, and track commissions.
Key Benefits
For Businesses
New Revenue Streams :
Earn commissions from every policy sold through your platform.
Customer Retention :
Build trust and stickiness by offering value-added insurance services.
Speed to Market :
Launch embedded insurance products in weeks, not months.
Customizable Offerings :
Tailor products, pricing, and bundles for your audience.
For Customers
Convenience :
Buy insurance without leaving their favorite apps or service touchpoints.
Transparency :
Clear pricing, product terms, and claim status tracking.
Affordability :
Flexible premiums and micro-insurance options.
Confidence :
Partnered with top-rated, licensed insurers with proven claims records.
Use Case
Fintech & Mobile Wallets
Add insurance options to your payments or wallet app so customers can buy health, life, or device cover alongside airtime or bill payments.
Ride-Hailing & Logistics Platforms
Offer trip or delivery protection for drivers, riders, or packages, embedded directly in your booking flow.
E-Commerce & Marketplaces
Bundle product purchases with device protection or extended warranties at checkout.
Agent Networks & Super Agents
Empower offline agents to sell insurance policies directly to unbanked and underinsured customers.
Banks & Microfinance Institutions
Integrate insurance into loan or savings products to protect customers’ assets and obligations.
Agriculture Platforms
Provide farmers with crop or livestock insurance tied to financing or supply chain programs.
Why Netapps IaaS is Different
Africa-Ready : Products designed for local realities, micro-premium options, and offline access.
Execution First : Beyond aggregation, we ensure training, claims follow-up, and customer education.
Flexible Commercial Models : Revenue share, commission-based, or flat licensing—your choice.
End-to-End Support : From API onboarding to customer claims, we’re with you all the way.
Ready to Embed Insurance into Your Platform?
Transform your platform into a complete financial and protection hub with Netapps IaaS.
Contact Sales+234-XXX-XXX-XXXX